Powering Business with Pay in 3 and Pay Later Payments
Attract, convert, and retain customers with India’s leading 0% EMI payment option - with the highest approval rates in the industry
8 out of 10
most valuable brands trust Snapmint
Case Studies
See how eCommerce and retail-first brands have boosted GMV, uplifted AOV, and increased add-to-carts with Snapmint no cost EMI.
Snapmint Impact
Here’s How Snapmint Makes A Difference
28%
PDP to Cart uplift
37%
AOV uplift
2000+
Merchants
25%
Checkout uplift
5500Cr+
GMV on EMI
< 2%
RTO on Snapmint EMI
28%
PDP to Cart uplift
37%
AOV uplift
2000+
Merchants
25%
Checkout uplift
5500Cr+
GMV on EMI
< 2%
RTO on Snapmint EMI
India’s Largest Online EMI on UPI Solution
Easily Spot Buy on EMI Option at Every Step
Shoppers see the Buy on EMI option seamlessly integrated on the product and cart pages, driving a 28% PDP to Cart uplift.
Checkout with Clear EMI Breakdown
Upfront EMI clarity drives confidence and delivers 30%+ uplift at checkout. EMI options are available in 3/6/9 months for both No Cost EMI and Low Cost EMI.
Instant Approval and Cardless Checkout
Shoppers simply enter their mobile number and OTP for swift, document-free verification within seconds. Smooth payment through EMI on UPI, customers just have to scan and pay. No credit card required.
Easily Spot Buy on EMI Option at Every Step
Shoppers see the Buy on EMI option seamlessly integrated on the product and cart pages, driving a 28% PDP to Cart uplift.
Checkout with Clear EMI Breakdown
Upfront EMI clarity drives confidence and delivers 30%+ uplift at checkout. EMI options are available in 3/6/9 months for both No Cost EMI and Low Cost EMI.
Instant Approval and Cardless Checkout
Shoppers simply enter their mobile number and OTP for swift, document-free verification within seconds. Smooth payment through EMI on UPI, customers just have to scan and pay. No credit card required.
Unlock upto 15% New Revenue with more Add-To-Cart and Higher AOV
What Brands Achieve with Snapmint EMI:
Booth GMV by 30% with No Cost EMI Solutions
Integration That Fits Your Workflow
50+ Seamless Integrations including
Flexible and Customizable EMI Solutions
Here’s How Snapmint Makes A Difference
Payement in 3/6/9 Months
Break payments into 3/6/9 parts, no extra cost for customers.
Zero cost EMI solution
Your customer pays in easy EMIs while we process instant merchant settlements
Cardless checkout solution
No credit card? No problem. Snapmint covers it
Testimonial
Hear directly from founders and growth leaders who’ve scaled faster with Snapmint.
How No Cost EMI Boosts GMV for Your Brand
80%
80% Shoppers prefer EMI options
Up to 50%
Increase in average order value
5Cr+
Consumer base already using snapmint
2000+
Partner brands successfully onboarded
3 Steps
Checkout process with zero documentation
400Mn
Middle-income shoppers you can appeal to
Please visit the link to submit your purchase/refund query.
Real Insights from Snapmint to Boost GMV
Frequently Asked Questions
Hear directly from founders and growth leaders who’ve scaled faster with Snapmint.
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How long does it take to settle payments?
Snapmint follows a T+2 cycle to settle full payments. We settle the full payment to your account within 2 days, regardless of whether the shopper chose Pay in 3, 6 or 9.
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What's the onboarding process like?
Our team connects with every lead within 24 hours. Post demo and agreement, we move swiftly to integration and take it live.
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What is Pay in 3, 6 & 9 and how does it work?
It's 0% interest installments, split over 3, 6, or 9 months depending on what the shopper picks. No credit or debit card needed. It’s approved digitally via KYC, and repayment is done through UPI.
Snapmint is India's largest EMI on UPI platform, built specifically for the 95% of Indian shoppers who don't have access to credit card EMI.
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How does Pay in 3, 6 & 9 increase AOV and conversions?
EMIs of 3/6/9-months break down higher prices into manageable monthly payments, making premium products more accessible. It turns a ₹9,000 product into a ₹3,000/month decision. That reframe is what gets hesitant buyers to convert, and it's what lets shoppers justify buying up instead of trading down. This boosts average order value (AOV) and encourages hesitant customers to convert faster.
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Does Snapmint Payments reduce cart abandonment?
Yes, because most abandonment at that point isn't a demand problem, it's a payment architecture problem. By offering flexible and affordable EMI payments, you can reduce drop-offs and recover high-value carts that may otherwise go abandoned.
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What's the benefit of offering Pay in 3, 6 & 9 for my D2C brand?
You get a conversion lever that doesn't touch your margin. 0% EMI or No Cost EMI increases accessibility of your product without the need to offer discounts. It attracts value-conscious customers, improves sales and conversions, and strengthens your brand’s premium perception without hurting margins.
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How is Snapmint different from other flexible payment solutions?
Snapmint offers instant cardless EMI with flexible tenures, zero down payment options, and has no hidden charges. That flexibility is what separates it from most payment tools that offer one rigid structure.
Pay Later Options for Business: How to Integrate Snapmint with Your Website?
Pay in Parts with Snapmint: India’s Largest Online EMI Solution on UPI
Snapmint is India’s leading Pay in 3 payment solution, offering tailor-made EMI on UPI solutions for modern D2C, e-commerce, and retail brands. Snapmint offers seamless integration and scalability by enabling flexible payment options directly at checkout, helping brands improve affordability, enhance customer experience, and unlock sustainable growth.
Our pay later payment solution helps businesses uplift add-to-cart, increase AOV, reduce RTO return to origin, reduce cart abandonment, improve conversion rates, and power GMV growth.
How Snapmint’s Pay In 3 Payment Option Benefits Your Brands
As a founder, you might wonder what makes Snapmint the ideal EMI payment gateway for your brand to get pay later services.
Well, Snapmint is India’s largest No Cost EMI Provider, solving affordability at scale, offering several benefits to your business.
Here’s how your e-commerce business benefits when you choose Snapmint pay in 3:
🡢 Increase Your Add-to-Cart Rate
When shoppers find the option of choosing the UPI EMI option or Pay in parts directly on the product page, the affordability barrier lifts, and the add-to-cart rate increases. Brands can witness a 20-30% improvement in add-to-cart rates through flexible payment options from Snapmint. With 50+ seamless integrations we are one of the most trusted payment gateway with an emi option.
🡢 Uplift the Average Order Value (AOV)
Shoppers hesitate to upgrade their cart or buy add-ons, when paying upfront becomes a challenge. This leads to lost revenue for your business.
With Snapmint’s pay later solution, customers do not face the pressure of paying the entire amount up-front. They can pay in parts and in easy EMI on UPI, making every premium purchase feel affordable.
Brands can increase their AOV by 30-40% with Snapmint Integration.
🡢 Boost Conversion Rate and Reduce Abandoned Carts
Snapmint gives 20-30% checkout uplift, improving your brand’s conversion rate by solving affordability issues.
This reduces your abandoned cart rate, improves conversion rate, and supports overall business growth.
🡢 Reduced RTO in E-commerce
Brands with high dependency on COD (cash on delivery) often face high return-to-origin rates.
High RTO rate not only affects your margins, but it also adds additional cost of reverse logistics for your brand.
Brands have witnessed <2% RTO on Snapmint orders. Since customers have already made a down payment instead of choosing COD, it reduces return rates.
If you are wondering how to reduce RTO in ecommerce, Snapmint is the simplest payment solution. Without any additional cost, you can reduce RTO and boost growth with our 0% EMI shopping and pay in 3 solution.
🡢 Boost GMV
Snapmint pay in 3 integration boosts your gross merchandise value by increasing AOV, uplifting conversions, and promoting sales through EMI on UPI.
When shoppers find products affordable, they proceed with their purchase, uplifting your revenue. With us, you can tap 400 Mn middle income shoppers.
Now that you know the advantages of Snapmint pay in parts and pay later for business, let’s understand what’s in it for your shoppers.
Benefits of Snapmint’s EMI on UPI and Pay Later Services for Your Shoppers
Snapmint is a great tool for brands to boost GMV and reduce RTOs, but what’s in it for your shoppers? Well, 1 Cr+ consumer base are already using Snapmint and here is how they benefit from Snapmint integration:
🡢 0-Cost EMI via UPI (No Credit Card Needed)
No credit card? No problem. Buyers can opt for no-cost EMIs using just their UPI. Our paylater solution is accessible to the masses.
🡢 Flexible Payment Options
Shoppers can pay at their own pace, making high-ticket purchases more accessible. We offer 3/6/9 month or 2/4/6 months EMI plans, making affordability accessible for shoppers.
🡢 Seamless Checkout Experience
No redirects! Snapmint offers 3 step hassle free with zero documentation allowing your customers to get a seamless shopping experience.
🡢 Instant Approvals without Documentation
With Snapmint, buyers can upgrade their cart without worrying about documentation or paperwork. We perform quick credit checks and offer instant approvals to buyers.
B2B Financing: Unlock Growth with B2B pay later and EMI Services
There are several pay later companies in India, but how do you decide which B2B pay later company is right for your brand?
Think about what the best way is to provide affordability to your shoppers.
With low credit card penetration in India, you should opt for EMI on UPI option to expand into an untapped section of shoppers. This is what Snapmint does with its EMI on UPI and pay in 3 solutions.
Snapmint allows shoppers to pay in easy and flexible EMIs directly by scanning a QR code from your checkout page. We are India’s largest pay later company with proven results in boosting Add-to-cart rate, average order value (AOV), conversion rates, and GMV.
Snapmint is one of the top pay later companies in India, offering a pay later white label solution for merchants.
Pay in Parts, Pay in 3, EMI on UPI & 0 EMI Shopping App Explained
Snapmint is a leading EMI shopping app that lets shoppers pay in 3 using EMI on UPI, without needing a credit card.
With Snapmint’s 0 EMI shopping app, customers can convert high-value purchases into easy monthly instalments, making affordability simple and accessible.
Our Pay in 3 solution lets you split purchases into interest-free, 3 equal installments. All you have to do is pay 1/3 upfront at checkout, and the remaining balance is split across two monthly payments, without any hidden fees or processing fee.
Our EMI solution works seamlessly for prepaid purchases, helping shoppers understand the prepaid order meaning while enjoying flexible payment options through UPI-based EMIs.
Pay Later Options for Business: How to Integrate Snapmint with Your Website?
Now that you know the advantages of Snapmint’s paylater solutions for your e-commerce/ retail brand, the next step is to book a free demo and get Snapmint integrated into your website.
How quickly can you go live with Snapmint’s pay in 3 solution?
We connect with every lead within 24 hours. Post the demo and the agreement, we ensure a swift integration process to get you live as quickly as possible.
Why Snapmint Is India’s Most Trusted Platform for Pay in 3 or Pay Later
Here is why we are trusted by 8 out of 10 most valuable brands like Adani One App, Titan, Zepto, Boat and more:
🡢 Smart EMI Solutions that Make Shopping Affordable
Snapmint offers flexible EMI solutions and pay later solutions that make high-ticket items affordable for your customers. Snapmint integration can lead to a 42% increase in AOV, helping your D2C, ecommerce, and retail brand to unlock exponential growth.
By offering EMI for ecommerce, Snapmint encourages customers to go ahead with their purchases.
🡢 India’s Leading pay later Platform
Snapmint is India’s largest pay later platform that offers no-cost and low-cost EMI on UPI. Trusted by 2000 D2C brands in India and highest approval rates in the industry, Snapmint is one of the top pay later companies in India.
🡢 Offer Instant Credit Approvals to your Customers
Snapmint helps brands offer instant credit approvals, no-cost EMI options, and a seamless checkout experience.
As a result, you experience a 30% increase in add to cart and a 35% uplift at checkout, significantly reducing drop-offs after integrating Snapmint.
🡢 Pay Later Solutions That Drive GMV Growth
With Snapmint’s pay-later solutions for businesses, brands can reduce cart abandonment, boost conversion rates, and unlock faster growth with flexible payment options.
🡢 Your Trusted Shopify Partner
Looking for a Shopify pay in parts partner? Snapmint integrates smoothly with Shopify, allowing your customers to split payments without leaving your site, resulting in higher conversions and GMV.
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