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ChatGPT Image Jun 18, 2026, 11_39_42 AM (1)

HNDRD Converts 22% More Shoppers with Snapmint 0% EMI on UPI

Impact Highlights:
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22% rise in conversion post Snapmint integration
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15% boost in AOV with Snapmint buyers
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14% of monthly orders are now processed via Snapmint EMI
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Highest EMI adoption at checkout for products above ₹3500

About HNDRD

HNDRD is an Indian D2C sports brand providing sports & fitness equipment online for between ₹1800 and ₹10,000. The brand targets urban sports fans aged 25 to 40 years from metros and Tier 1 and Tier 2 cities. With a brand AOV of ₹2,100, it is a category where buyer intent is high, but the full upfront price on luxury products beyond ₹3,500 is an absolute decision barrier at checkout. 

The Challenge and The Solution Offered by Snapmint
The Challenges
  • High-Ticket Drop-offs at Checkout Products above ₹3,500 saw a strong buyer intent but lower conversion.
  • No EMI Without a Credit Card HNDRD’s core buyers are UPI native urban professionals aged 25-40 yrs. There was no flexible payment option available without a credit card
  • Existing BNPL Solution wasn’t scaling It worked only for low-ticket, pay-later purchases.
The Solutions
  • EMI Visibility on Product page Snapmint EMI is shown directly on the PDP, so customers see the monthly instalment amount before reaching checkout. Result in reduced price hesitation & better conversion on premium products
  • No-Cost EMI on UPI 0% EMI and 25% down-payment plans enabled without a credit card or CIBIL score.
  • Snapmint as a Scalable Growth Partner Snapmint brought structured EMI plans that fit high-ticket items, contributing to 14% of monthly orders

What's Next?

HNDRD is now extending its EMI-led expansion strategy through:

  • WhatsApp remarketing flows

  • Customised SMS campaign

  • EMI prompts for high intent shoppers

  • Conversion Focused Campaigns

Follow up outbound for premium goods buyers


The aim is to make EMI not only a payment option but a growth engine for customer acquisition and conversion.

Snapmint has helped us drive a clear shift in how our customers complete purchases, especially among young professionals who prefer flexible payment options. We've seen a 22% increase in conversions and a 15% uplift in AOV. Adoption has been strong, with 14% of our monthly orders now coming through Snapmint Pay in 3, making it a strong contributor to our conversion growth and order value.
1777285671681
Karthik Dhanaraj
General Manager, HNDRD
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